[Mary Hughes]

Whenever I travel overseas, I purchase from HTH. They have 3 different options, one or two of which allow you to cancel for any reason. I get both the trip cancellation and medical coverage. I have never had to file a claim for myself but did on one of my daughters about 5 or 6 years ago. They were wonderful handling her accident and even allowed us to purchase additional insurance for her surgery in the States because it was a continuing injury from overseas.

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