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I like Lastpass. In addition to storing passwords, I also store images of documents like our passports, social security cards, birth certificates, etc. I also use it for keeping information such as software licenses, etc.
You can also “share” passwords with family members that have an account. For example, I manage our electricity bill and cable/internet. I can share that password with my husband in case he needs to access that information as well.
And lastly, they have a “trusted contacts” feature where someone you designate can request access to your Lastpass account. You set a time limit of hours, days, weeks or months in which they need to wait to have access.
The way it works is that they request access to your account. An alert will come up on your phone or when you log in saying “this person wants to access your account.” If you don’t deny them access within the period you select (hours, days, weeks or months), Lastpass will give them access to your account. This is valuable in the case that someone is either incapacitated or dies.
I like being able to see transactions for all financial accounts in one place. I think for tech savvy people, it’s a good tool. They also have an app for your phone.
Their budget reporting is pretty good as well for people who want to analyze their spending.
I used to use Mint to log in weekly and make sure there weren’t any unusual charges on any of my accounts. However, I don’t do this anymore because I have all my accounts set up to send me an email for all transactions so I keep on top of it in real time.
My experience with Experian is that their process and system never works. I always have to dig and dig to find a phone number and call them to get anything done. My husband recently went to freeze his credit and it didn’t work either.
They have major technical issues and it’s frustrating…especially considering they are supposed to be protecting our credit.
I don’t think it’s anything related to you. Their process doesn’t work. Hopefully you can find the number and get someone on the phone. Sorry you are going through this.
Thank you so much for sharing! That’s very tricky of them to change the address later.
I recommend to everyone I talk to that they set up “alerts” on all credit cards and accounts so that they get an email or text for every transaction. It’s so much easier to catch a fraudulent in the moment rather than to try and dig around to remember whether a purchase was made a few weeks later when the statement comes in. Also, a lot of times the description on the credit card statement isn’t clear.
I’ve caught fraudulent charges twice this way when the credit card did not catch it. Also, I set this up for my mom and she caught fraudulent charges within 2 months of me setting it up for her.
