Hello – I am interested in hearing your opinions on the best method or service to check client credit reports. Also, would you debunk or confirm the myth that checking credit reports too often lowers a credit score?
I use annualcreditreport.com once a year to check credit reports for free. Also many credit card companies now offer free credit scores when you have a card.
Banks and credit card companies may offer for free through client accounts.
You can use annualcreditreport.com (find on FTC website) up to 3 times/year. Once for each credit bureau. Just be careful not to click on links to get credit monitoring etc. unless that is your intention. It can be hard to avoid if you’re not careful. It’s what they sell.