- This topic has 7 replies, 7 voices, and was last updated 6 years ago by
.
-
Posts
-
Hi Everyone,
A client has asked for help in reviewing the Medicare Part D Plan for 2019 to make sure she has the best coverage based on her current list of medications. There seem to be so many options out there, is there an easier way to compare pricing from one year to the next?
Thank you so much!
JenniferIf you can access her Medicare website, you just have to create a drug list and then the site will give you all the available plans and her cost for each one based on the drug list.
It is not very easy for our clients to use this tool, but pretty easy for us.
Cari
My experience has been that you don’t even need her website. If you find the “compare Part D plans” section on the general Medicare website, you can enter her medicines there and it will show you the different plans. There is a code that you will want to jot down so that you can access the drug list again.
Good luck!
The Medicare website is excellent for this sort of thing because all the information is in one place and easily accessible. Also, every state has an agency that helps people with their Medicare choices. It’s called different things in different states but is often referred to as SHIP. SHIPs are free, state counseling services that help seniors understand their Medicare, Medicare Advantage, Medigap (Medicare Supplemental Insurance) and Medicaid benefits.
This is where you want to look: https://www.medicare.gov/find-a-plan/questions/home.aspx
Another option not mentioned here is her pharmacy. If they have the Amplicare software they can do the analysis for her. We had a client’s pharmacy do the analysis and she will save $3K this year in premiums and co-pays.Thank you so much everyone! Amy, I don’t know where I would find the “council on aging”? Appreciate all of your feedback.
Here is the link to the national council on aging https://www.ncoa.org/ Then you can find a local chapter in your area or the client’s area.
I also ask Brian VandeHei. He is a senior health insurance agent, he is very knowledgeable and helpful in answering questions. Here is his linkedin info https://www.linkedin.com/in/brian-vandehei-85352632/ and his email is bvandehei@yahoo.com
He is not the pushy insurance agent, he works with many of us that have senior clients all the time.
- You must be logged in to reply to this topic.