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One of my clients is a retired federal employee who would like advice on Medicare supplemental plans. Our group (MD-DC-VA) has had several presentations from a very knowledgeable speaker who gives advice to retirees, but he does not deal with medical plans for govt employees. Can anyone recommend a good resource?
I guess my question would be, if (s)he’s a retired fed, why not just use the federal insurance to supplement Medicare. All of the advice on this says to buy the cheapest federal plan to supplement Medicare. All the plans are good but there’s no logic in investing in a high option plan if Medicare is going to be paying the greatest part of the bills———and Medicare is primary in this case.
I’m a retired fed myself and have only the federal insurance and no Medicare Part B. Washington Consumer Checkbook puts out an annual guide to federal health insurance that addresses your topic.
I believe she was also looking for prescription coverage, as her prescription costs have increased tremendously this year.
The federal plans are also very good on drug coverage. If she’s looking for drug coverage, though, she would get a Part D plan, not a Medicare supplemental plan.
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